Sometimes in life it is unfortunate that we may be involved in a car accident, having your NCB Protection will be able to protect your highest discount. When you make a claim after an accident you will need to pay what’s called an excess, as a result this will reduce your NCB say from 60%, to 50% depending on the scale of the claim. If you choose to have a NCB Protection, for a little bit more on the premium, this will prevent you losing your percentage keeping your premium nice and low.

NCB Protection for life

Some insurance companies may have a benefit where if you are with them for more than 2 years, and haven’t made a claim, they will grant you NCB protection for life for no extra cost.